Public Liability Insurance

A public liability insurance policy is necessary for an organisation to protect itself against negligent claims made by a third party in respect of bodily injury or property damage arising out of the operation of the organisation's business.

Injuries may arise from things like workplace hazards, a client's participation in one of your regular programs, or something going wrong at a special event. An organisation is liable when it is found to have breached a duty it owes by acting improperly or not acting.

Getting the Best Deal

It is prudent to seek out insurance coverage to suit your particular needs as even the most well planned and effective organisations cannot foresee and prevent all accidents and incidents. These situations may leave event organisers, members, volunteers, directors, committee members and individuals personally liable for actions in cases where negligence can be proven. Financial penalties may attach to the liability.

Insurance cover is the encompassing component to complement a risk management plan for an organisation's general activities, its events, its attendees, staff and event organisers. Potential claims can be minimised by a thorough and rigorous process of assessment and procedures. This includes an honest assessment of the required insurance cover to suit the specific organisation and its events and activities.